Help-To-Own

Help to Own contributes 40% of the total cost of new homes for low-middle income individuals as a loan

Help to Own is a product of Family Homes Funds Ltd that contributes 40% of the total cost of new homes for low-middle income individuals as a loan which requires no repayment in the first 5 years after which monthly payments are made starting from an interest rate of 3% rising gradually to a maximum of 15% in the 20th year.

circle check

Who can apply?

  • circle check Anyone who is 18 years and over.
  • First time home buyers that do not own property anywhere in the world.
  • Individuals who can provide a minimum deposit of 10% of the purchase price and take responsibility for any associated fees.
  • Anyone who earns between N500k to N1.7m yearly.

Step by Step Guide

  • Visit the site and take a tour of the property with our sales agent, then fill the expression of interest form.
  • Organisations with innovative solutions to meeting the housing needs of Nigerians on low income.
  • Submit the expression of interest form to our primary mortgage partner institution. The mortgage partner will carry out a financial assessment which will determine your eligibility on the property you can afford to purchase.
  • Deposit the 10% equity contribution for your home to your primary mortgage institution.
  • After all conditions have been met, the mortgage partner and Family Homes Funds Ltd puts up 90% of the cost of the home, thereby paying for the home and handing over the keys to you.
Download Info Pack
Apply Now

Our Mortgage Partners

partner logo
partner logo
partner logo